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Taken as a mean, a vehicle crash occurs once in five seconds, somebody is hurt because he/she is involved in a mishap once every 11 seconds, and somebody is involved in a life-threatening car-accident once in each twelve minutes. Those are spine-chilling considerations as you make your way to classes, your place of work, or to the store, plus forceful confirmation of why ins coverage protection is - or should be - mandatory.
Even so, here`s news to help you feel a little more at ease, with the knowledge that the number of collisions resulting in loss of life for each one hundred million VMTs (vehicle-miles traveled) is the lowest it`s ever been as from the time when these stats have been recorded, which is 30 years ago, now standing at 1.46, and this rate has registered below 1.50 for the second consecutive year running. According to a study, the figure of car accidents that were reported to the authorities, occurring on the highways, are down to under 6.2 million in comparison to more than 6.3 million for the year 2003, besides which the statistics pertaining to people injured in motor-vehicle collisions continues to steadily decline too.
This reduction is partly because of the US-wide programs with the goal of promoting the use of seat belts by drivers and passengers and decreasing impaired driving (that is, driving under the influence of alcohol of drugs). Currently, the law on the habitual use of seat belts is compulsory in all of the fifty U.S. states, and this measure has, to a marked degree, contributed to bringing down the figures pertaining to people killed because they are victims of car collisions for the year 2004. The U.S.-wide program for DUI (driving when drunk or `under the influence`) is another initiative that has greatly helped bring down DUI fatalities, for the 2nd successive year running.
In spite of all of these pioneering preventive initiatives, car crashes are hardly a thing of the past. This accounts for why the spotlight has shifted, to try and examine particular days and hours during which fender-benders happen. According to surveys, both the regular weekly `off` nights (Saturdays and Sundays), in the wee hours, from 12 midnight to 3 in the morning, are stated to be the most perilous 3 hours on the roads, with a statistical figure of 2,451 life-threatening car-related injuries taking place in 2004; 76 percent of such automobile-related casualties had drunk drivers at the wheel.
With this information, you presently understand what hours of the day to tread (or drive) really, really carefully, but can you identify the most dangerous part of the year? A survey demonstrates that August topped the charts with by far the highest figures of deadly accidents during just that 1 month, and - a thought to curdle your eggnog - the month of December notched up the the highest number of vehicle smash-ups, with the numbers reaching 601,000 - statistics you should consider when you`re on your car trips during your Christmas vacation!
The car you`re driving will, additionally, be a major factor when calculating the odds on a automobile collision. Passenger automobiles and minivans were responsible for nearly 95 percent of the 11,000,000 vehicles (which works out to around 10.5 million) implicated in automobile accidents in the year 2004. Heavy trucks only accounted for 15 % of the vehicle accidents. Besides, we saw an increase in vehicles flipping over at the time of a collision. Out of the vehicles that rolled over, vehicles like pick-up trucks presented the greatest rate, - a rate of 36.2 percent in fatal crashes, 9.6 percent in injury crashes, and 2.4 percent in property-damage-only-crashes. In spite of the extent of personal and property damage caused by these collisions, most of these vehicular mishaps took place in the light of day, and in no extraordinarily hazardous weather conditions, and at a time when the vehicle was on a straight stretch of road.
Secure yourself by means of insure online. Accidents are bound to occur sometimes, yet it`s up to you to abide by some straightforward safety measures at the time you are behind the wheel. These comprise wearing your safety belt at all times, driving within the stated speed limit on a road, making it a point to be careful about the environs (as in the obstacles, people, or other vehicles around you) and having online insurance. By having insure, you will be in a position to secure yourself, your family, your co-passengers, as well as other road-users, from suffering even more unwarranted heartache and financial encumbrance.
If you`re shopping around for insurance online or are keen to confirm that you`re being offered the optimal plan in terms of the price, the `Net will be able to help you search for any kind of online insurance coverage data you want. On the Internet, you`ll be able to compare online coverage fees by using quotes available from up to twelve insurance providers, which will assist you when you evaluate a variety of ins costs and also enabling you to home in on the most affordable online coverage package for your most important requirements.
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